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Terms:

Earn 5% back on all REI purchases when you use the REI Visa® card. Get a $100 REI gift card when you apply by 12/31/11, are approved, and make a purchase by 1/31/12.

5% rebate on all REI purchases

1% rebate on non-REI purchases

REI Gift Card Offer: To receive this one-time REI gift card, you must apply for an REI Visa card and, once approved, activate your card and make a purchase. Purchase requirement is met by purchases only; balance transfers, convenience checks, cash advances, finance charges and fees are not applicable. Six to eight weeks after that purchase, the REI gift card will be mailed to the primary applicant's address. This offer is subject to credit card approval and your new REI Visa card account must be open and in good standing at time of fulfillment to receive the REI gift card. This gift card offer is available only to new REI Visa card accounts booked through this special offer. Existing and previous REI Visa cardmembers are not eligible for this offer.
5% rebate applies to net REI purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures-invoiced trip payments.

1% rebate applies to net non-REI purchases only. Advances, convenience checks, balance transfers, interest or finance charges and fees, credit insurance charges, or transactions to fund certain prepaid card products such as Visa Buxx® are not eligible.